Response to “A Second Look at Microfinance: The Sequence of Growth and Credit in Economic History,” by Thomas Dichter
Microfinance is a mechanism or a practice of providing financial services on a very small scale such as credit, savings or insurance, to the poor. It is a field being thoroughly investigated by academicians and policy analysts because it has the potential to become an important instrument in poverty reduction. Yet, microfinance is not a direct poverty alleviation program. It also calls for a paradigm shift in our perception of the capabilities of the poor. (more…)
The mix of traditional school closures, charter school openings, and transfers out of neighborhood schools in Portland is prompting some serious debate about school choice. The district has now surveyed transferring students and found that very few did so because they were dissatisfied with their neighborhood schools. Many simply wanted other choices, like special programs not offered close to home.
But is Portland’s relatively liberal transfer policy undermining some (more…)
Public policy advocates often find that spending extended periods at the Oregon State Capitol in Salem can lead to growing cynicism about the public process. But every once in a while, you experience something that restores your faith in what you do. April 5, 2007 was one of those days. I traveled to Salem with a delegation from Portland to testify in support of House Bill 3010. (more…)
Thursday, April 5, 2007, was a great day for me personally. I was very proud to be a part of this hearing, which you can listen to here (starting at 1:36:50):
A mostly African American delegation from Portland traveled to the Oregon State Capitol to testify in support of House Bill 3010, the Freedom to Choose My School Grant program. The bill would create a pilot project to allow 1,000 low-income students to take the state funding for their education and go to any school, public or private in Portland.
The bill got a hearing because State Rep. Betty Komp (D-Woodburn) believes that low-income residents of Portland deserve an opportunity to be heard, and she chairs the House Subcommittee on Education Innovation. (more…)
Funding for the Oregon State Police has been so scarce in recent years that most parts of the state have no troopers on duty during entire eight-hour shifts. The 665 troopers we had in 1979 have fallen to just 285 today.
The state police are struggling because we’ve expanded the scope of government far beyond anything contemplated when our state was formed, and far beyond what is healthy for our citizens. Now, less than two percent of the entire (more…)
Testimony on HJR 28 before the House Revenue Committee on using Lottery funding for the Oregon State Police
Good afternoon Chair Barnhart and members of the Committee. My name is Steve Buckstein. I’m Senior Policy Analyst and founder of Cascade Policy Institute, a Portland-based think tank that promotes individual liberty, personal responsibility and economic opportunity in Oregon.
Currently, less than two percent of the All Funds budget is spent on the State Police. We spend only about eight percent on all public safety, including the prisons and courts. We spend twice that much, 16%, just administrating state government.
The Preamble to the Oregon Constitution proclaims (more…)
Good afternoon Chair Beyer and members of the Committee. My name is Steve Buckstein. I’m Senior Policy Analyst and founder of Cascade Policy Institute, a Portland-based think tank that promotes individual liberty, personal responsibility and economic opportunity in Oregon.
I’m here to question the necessity and effectiveness of all the bills before you today that seek to ban certain uses of cell phones while driving.
I think everyone agrees that cell phones have opened up wonderful benefits to our society. Most of us also agree that they have also introduced some risks. Unfortunately, politics is not a very good tool for (more…)
Oregon presently has eight destination resorts that employ approximately 2,100 people. Destination resorts are a boon for cash-strapped rural Oregon counties, especially after the collapse of the timber industry. Five more resorts are expected to develop in central Oregon that would generate an additional 1,500 resort jobs.
Jefferson County has amended its zoning ordinances to allow (more…)
The Oregon legislature is about to create a new entitlement program for consumers. HB 2626, which passed out of the House Environment Committee this week, will mandate recycling centers for televisions, computers, monitors, and other electronic products. The program will be free to consumers and the service must be convenient to people in every county in Oregon. If it is not, manufacturers of those products may be required to provide door-to-door pick-up of used products to ensure that they are recycled.
In the lingo of environmental regulation, this is known as (more…)
My name is Kathryn Hickok, and I am director of the Children’s Scholarship Fund-Portland. Since 1999 CSF-Portland has provided privately funded partial-tuition scholarships to the children of Oregon families whose income is low to moderate. 29% of families currently participating in our program live in Portland neighborhoods directly affected by HB 3010. Some of the parents whose children receive our scholarships are here today. Others regret they are unable to leave work or school to be here. I am including their letters and comments with my written testimony.
CSF-Portland is a partner program of the national Children’s Scholarship Fund. Our mission is to maximize educational opportunity at all income levels by offering tuition assistance for needy families and promoting a diverse and competitive education environment. As far as I am aware, CSF-Portland is the only program in Oregon providing scholarships to (more…)